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SMS Terms

Effective date: November 13, 2026

Brand / program name: Jacob Gregory

Website: [SITE URL]

Support: [EMAIL] · [PHONE] · reply HELP to a program text

These terms govern text messages sent by Jacob Gregory, an individual in Staunton, Virginia. They should be read with the Privacy Policy. Have counsel review them before the 10DLC campaign is filed and before the website form goes live.


1. The program

If you opt in, you may receive text messages from Jacob Gregory about:

  • Confirmation that your inquiry was received
  • Scheduling or follow-up on a conversation you asked for
  • Weekly or occasional check-ins on a file you have opened
  • Reminders about documents or dates you have already discussed
  • Replies if you text in with a question

Messages are transactional or conversational, about an inquiry or file you started. This program is not a marketing blast list, and it is not used to send mass promotional offers.

I will not use text messages to promise that a foreclosure will be stopped, that a lender will approve an option, or that a debt will go away. A text is not legal advice.


2. How you opt in

You opt in only by giving your mobile number and checking a separate, unchecked consent box on my website form (or by another clear written request) that names Jacob Gregory and describes this program.

Consent is not a condition of any service or help. You can submit the form and receive help by phone and email without agreeing to text messages.

I will not buy lists, scrape numbers, or share or sell opt-ins. I will not send program texts to a number that has not opted in.


3. Message frequency, rates, and carriers

Message frequency varies. You may receive a confirmation text after you opt in, occasional follow-up texts, and, if we are in an active check-in period, a weekly message. You will not be flooded with daily marketing texts.

Msg & data rates may apply. Your carrier’s plan determines any charges.

Supported U.S. carriers typically include the major national carriers and many regional carriers. Carriers are not liable for delayed or undelivered messages. Delivery is not guaranteed.


4. How to get help and how to opt out

Reply HELP for help, or contact me at [EMAIL] or [PHONE].

Reply STOP to opt out. You may also write STOP ALL, UNSUBSCRIBE, CANCEL, END, or QUIT. After you opt out, you will receive a one-time confirmation, and I will not send further program texts unless you opt in again. You may still reach me by phone or email if you have agreed to those methods.

You can opt out at any time. Opting out of texts does not cancel email or phone contact you already agreed to, and it does not end a file unless you ask me to stop that work.


5. Mobile information will not be shared for marketing

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

Your number and SMS consent are used to send the messages you opted into, to keep a record of consent and opt-outs, and to comply with the law. Telecommunications carriers and the messaging platform I use (which may include HighLevel and the carrier networks) process messages in order to deliver them and to honor STOP and HELP requests. That processing is not sharing for marketing.

I do not sell mobile numbers. I do not use this program to send texts on behalf of other brands.


6. What the messages are not

Texts from this program are not an emergency service. If you have a sale date or a legal deadline, a text from me is not a substitute for calling your lender, a HUD-approved housing counselor (800-569-4287), or an attorney in your state.

I will never tell you by text to stop paying your mortgage or to stop talking to your lender.


7. Eligibility

You must be 18 or older and the account holder, or authorized user, of the mobile number you provide. You represent that the number is yours and that you will tell me if you change or give up that number.


8. Changes

I may update these terms or the program. If I do, I will change the effective date and post the new terms at [SITE URL]/sms-terms`. If you continue to participate after an update, the new terms apply. You can opt out at any time by replying STOP.


9. Privacy

The Privacy Policy explains how I collect, use, and protect information, including mobile numbers and consent records.


10. Contact

Jacob Gregory Staunton, Virginia Email: [EMAIL] Phone: [PHONE] Website: [SITE URL]


Jacob Gregory · Staunton, Virginia · [PHONE] · [EMAIL] · [SITE URL] · [ — MAILING ADDRESS, if published]

For free, independent housing counseling, visit hud.gov/housingcounseling or call 800-569-4287.

Privacy Policy Terms of Service SMS Terms

IMPORTANT NOTICE

Jacob Gregory is not associated with the government, and his service is not approved by the government or your lender. Even if you accept this offer and use his service, your lender may not agree to change your loan. You may stop working with him at any time. The homeowner pays nothing. If you reject an offer obtained from your lender, no one owes a fee. If you accept an offer and a sale closes, any fee is paid by the buyer at closing, only after you have signed your lender’s written approval.

Jacob Gregory is not an attorney and does not provide legal, tax, or financial advice. This is not legal advice. Consult an attorney in your state. He is not a HUD-approved housing counselor and is not affiliated with any government agency, lender, or mortgage servicer. Lenders and other lienholders make their own decisions and may decline a short sale or other option. No one can guarantee that a foreclosure will be stopped. He does not tell anyone to stop paying a mortgage or to stop contacting their lender. He does not pay or accept referral fees.

© 2026 Jacob Gregory. All rights reserved.